经过Siana Mishkova.
东南欧的银行业在2015年和2016年仍然稳定，在更严格的资本要求和低利率环境下，2016年和2016年稳定。虽然资产质量仍为高度持续贷款（NPL）水平的行业仍然挑战，但在振兴的经济环境中妨碍了更强的信贷增长，更好的经营条件有助于该地区最大的银行提高其总体盈利绩效和提升资产。
前100名的净利润见2015年银行达到了14.5亿欧元，远高于去年2014年前100名贷方实现的小额5360万欧元利润（不包括巨额22亿欧元的保加利亚倒塌的尸体损失）。如果我们采取相同的100家银行将其进入2016年排名，他们的合并汇率又高得多，每年均为545万欧元。
2015年，SEE全文100个最大银行的资产增长1.3％至2514亿欧元，报告增长62次贷款人。前三名银行，占总资产的15％，仍然与去年相同，为没有。1和3 - Zagrebacka Banka和Brd - 超越了包装，而BCR仍然可以保持其第二个职位，尽管它的增长速度较慢。令人印象深刻的33％的资产增长，由Volksbank罗马尼亚（VBro）的合并影响，Banca Transilvania被两个斑点爬到了。4，而Unicredit Bulbank达到了。6在17％的有机膨胀后8点。另一方面，NLB丢失了两个地方。7作为其资产下降2％。
看着更广泛的100强排名，OTP银行罗马尼亚是最好的表演者，通过18个景点前进，为45号，受千年银行合并影响的81％的资产扩张，其在2015年1月购买了3900万欧元。在negative side, the assets of Alpha Bank’s Branch in Bulgaria shrank 71%, dragging it 52 positions down to the bottom of the table. In July 2015, Greece’s Alpha Bank agreed to sell its Bulgarian unit to the local subsidiary of Greece’s Eurobank EFG. The deal was completed in March 2016.
罗马尼亚最大的私人拥有贷款人Banca Transilvania，历史新高的利润为5.34亿欧元，从2014年起5.5次。克罗地亚的Hypo Alpe-Adria-Bank是最大的失败者，最终以33300万欧元在红色中结束。在总排名前100名，24家银行造成亏损，2015年汇率为10亿欧元，而76欧元的利润为25亿欧元。九个贷款人去年摆动了利润，而12则转向亏损，包括领导ZagreBacka Banka。整体而言，57银行的底线同比提高，而43则恶化。在2015年排名（不包括Corpbank），26家银行预订损失，价值17.6亿欧元，而75欧元的利润为18.2亿欧元，Zagrebacka具有最大的利润和BCR - 最大的损失。
按国家，罗马尼亚最合乎代表在21家银行的排名中，其次是保加利亚，18岁，塞尔维亚，15，与去年相同。斯洛文尼亚和克罗地亚贷款人的数量分别为14和9分，而波斯尼亚和阿尔巴尼亚人的贷款分别从6升至8升至6点。Romania was also a leader in terms of assets with an 80 billion euro aggregate balance sheet of its Top 100 SEE representatives, or almost a third of the region’s total, followed by Croatia with 47.3 billion euro, Bulgaria with 42.6 billion euro, Slovenia with 34.7 billion euro, and Serbia with 23 billion euro. The data suggests that Serbia offers the most favourable opportunities for mergers and acquisitions with many smaller banks, while the banking activity in Croatia is concentrated in several big lenders, with its lowest ranking bank at 55th spot. The top 10 of the ranking was again dominated by Romania with five banks, Croatia had three representatives, and Bulgaria and Slovenia had one each.
Having in mind that the SEE banking sector is dominated by western European banks, holding roughly two thirds of assets, Italy stands out in our Top 10 ranking, accounting for 40% of the assets of the 10 biggest lenders, with UniCredit’s units in Croatia, Bulgaria and Romania holding a total of 29.5 billion euro in assets and Intesa Sanpaolo’s Croatian subsidiary holding 9.1 billion euro. Next comes Austria with a 29% share, as Erste’s units in Romania and Croatia have a combined 20.9 billion euro of assets and Raiffeisen’s Romanian arm holds another 7 billion euro. France also made it to the Top 10 with Societe Generale’s Romanian unit accounting for an 11% share, joined by Banca Transilvania, in which the EBRD is the largest shareholder with a 15% stake, and Slovenia’s sate-owned NLB, which was rescued by the government in 2013 and is now set to be privatised via the stock exchange in the coming months.
2016年前100名银行排名的新人数量是六个，火花糖银行Sarajevo进入最高，每年早期的新手为五名，因为Banca Sociala是第78位最佳表演者。与此同时，入境门槛从5.45亿欧元跌至5.4亿欧元。